Banking Fees from an Unauthorized Debit Order

<p>Dear Prime Meridian</p> <p>My policy with you lapsed last month as a result of a failed debit order which was not settled within 15 days as stated on your terms and conditions. On the 09th of November I received an SMS informing me of the lapsing of the policy and also that I should call you if I want it reinstated. I never called you, so according to my understanding my relationship with you was terminated. On the 25th you debited my account, I don't know who authorized that since my policy/cover with you has lapsed. As a result I incurred banking fees, and my debit orders which I had catered for in my account were unsuccessful. I want the banking fees to be reimbursed, as your debit order was unauthorized and I suffered financial loss because of your company. Had you not sent that SMS there wouldn't have been this confusion. </p>