ABSOLUTELY BEYOND POOR SERVICE AND AGENTS DONT KNOW THERE JOB !!!!!!!!

My experience with pmd is absolutely non existent. After an accident being with them 3 months I suddenly get slammed R5000 because I claimed. Total excess R12 000.... Spoke with a view consultants and sybmit photos of my vehicle as well as photos of third party. Approved claim but did not include third party and wont pay for my damages as it is less than excess. How on earth do you assess damages on photos, it ridiculous.... I am very unhappy. Because I am suddenly unemployd I looked for cheaper insurance but it is going to cost me much much more. Think twice before you choose PMD please.