Wrongly charged and damaging my credit record

<p>i have been wrongly charged and studying when i did.</p> <p> </p> <p>My credit records shows i am in arears and i don't even have records on me studying.</p> <p> </p> <p>please clear my name from ITC.</p> <p> </p> <p>thanks, </p> <p> </p> <p> </p>