Takes advantage of vulnerable individuals and unknowingly increases debit orders

My mother initially took out Platinum Life cancer cover for R99 in 2022. The debit order increased substantially every now and then, and escalated to R726.31. My mother has been diagnosed with early onset Dementia, and cannot make rationale decisions regarding finances any more and cannot afford that premium at all. But apparently she agreed to the increase in her policy every time an agent called her. I feel the system takes IMMENSE, IMMORAL AND ********* advantage of vulnerable individuals. They use scare mongering techniques to manipulate and convince elderly clients as to why they simply HAVE to agree to the new policy. And use perverse incentives such as an Isabella Garcia gift bag, to get policy holders to increase the cover and debit order amount. Once Platinum Life has got clients hooked, they just keep increasing the payments. Makes me sick that innocent people, who actually really can't afford it, are preyed upon.