I have a policy with Platinum Life and the premium increases were just getting to much as both my wife and I are now on pension

I have a policy with Platinum Life and the premium increases were just getting to much as both my wife and I are now on pension. There is still 3 years left to pay on the policy and to cancel it now would mean I would lose all my benefits. Riona was very understanding and was able to offer me a reduced premium which would reduce my benefits but not forfeit the entire policy