Runaway its a ****

Planet fitness *****ulently added another account on my name without any of my signature now its a problem sorting out that issue its been 3months me reversing the debit and it’s affecting my credit score.

Which rights do they have to debit my account without my authorisation from the bank or my signature? Thats some super high ***** stuff n unfortunately theres nothing you can do cause they take advantage of vulnerable young black South African