FoneYam PEP

I went to Pep Mall Tembisa to buy a cellphone for my daughter. I was advised by the cashier to take Samsung A04E for R110 a month and pay upfront of R510. After the purchase, I was told to pay R45 which I was not advised what it was for. on the 13th I Phone Foneyam call center to enquire only to find that I am not buying phone on credit but renting it. Now it is no longer R110 but R194+. Further to that I am paying Hollard for the insurance, which I was not aware of. I want to cancel and get the R45s which I was not made aware of to pay and I am being told that I must pay cancellation fee. I don't want this sh***ty contract thing of yours and want my money back.