Paypal seized my ongoing payment from a client for 180 days, What?

Paypal is supposed to be a payment processor but let's take at look, a few questions, who is paypal's customer me the seller or you the buyer? both however as a seller I signed up to make sure the payments get to me When is the payment processed? Payment is processed once the seller receives their money, paypal will say it's on hold but by definition that means the payment has not been processed when do they earn their fee? They earn their fee when the payment is processed and delivered to the seller so if they hold your money they are not entitled to payment processing fee until your money is delivered to you. What does paypal do with your held money? Paypal takes the fees and the money being held and makes structured timed investments based on the time they are holding your money. Is your money insured like in a bank? No get your money out it is at risk

Paypal has held my payment I receive from the same person, same amount on the same day each month as ***** with no date for release but 180 days. The way I see it the did not earn their fee as well as all interest earned on my money or your money should be given to you as your money was used to earn it. Paypal is not processing payments they are seizing our money faster than the federal government can, think about that for a moment. I cannot even issue a refund. Their hold message says “we could not process your payment and is being held”. Fee is earned when payment is process but they took the fee and my money and I’m sure there are plenty of others out there.

They are not serving me as a seller or a buyer, their system is set up to take your money, invest it, then give it back to you. Their stock is off 30% year over year, sounds like bankruptcy to me, their business practices no longer work and public is becoming aware of the predatory practices.

Paypal, who are you serving? I think you are only serving YOU and not your customers!!!

File your complaint at https://www.consumerfinance.gov/complaint/