PayPal ***** consumers

Is it legal for PayPal to keep funds for 21 business days before they release a hold, the amounts are not out of line of our normal business. FNB Take another Uptoo 6 Business days or less. We never had a charge back. I tried to call the FSB who I will mail now but this is not or cannot be legal to deduct charges two times on the same transaction and then have it on hold as per "the policy 21 days" we never had problems. Clients pay to secure a spot I am not going to keep the spot for the client if PayPayl are probably out of pocket and enforced this rule for cashflow and earning interest. Basiclly they keep the funds for a month. They should credit us with interrest earned ..... If we had charge backs it would made sense we never had one at all. I think they ******. I am going to stop using them they expensive and without notice change policies to suit PayPals bank account. They are not honest at all. My client who paid for a 30 days service will only receive her service or we will only start with it when PayPal released the funds. I am not going to pay couriers from my pocket, I told PayPal to notify the client they have placed a hold on her funds and we will not assist her, she mailed them and they ignorred her mail so they do not do what clients need they do what the PayPal pocket need, it's evident PayPal is in finacial trouble