PAYJOY Is the worst, their incompetence is on another level

IF YOU WANT YOUR REPUTATION TARNISHED, THEN TAKE A PAYJOY PHONE

I took a phone last year, within three months I decided to cancel the contract and returned back their device and it's accessories, my credit report shows me owing them around R3000 for the phone I am not even using, now I'm getting texts of me being handed over

What a complete waste of my time and money, PAYJOY should be stopped, they don't prioritise their customers, and don't even care about them, all they want is money

I'm so disappointed and angry, never again will I use their services