Payjoy is ****, stay very far away from it

I was looking for a phone on credit at Markham, this agent of payjoy told the affordable way was to take it with payjoy. The phone at the shop was R2999, paid a R300 deposit. But realised that the amount have bollomed to over R6000, when enquire was told its rental. How can i rent an item for twice an amount, i could have bought 2 phones for that amount. Even if i took the phone on credit it was not going to reach that amount. This payjoy is a ****. And if you dont pay they lock the phone. And with credit if you want to settle your debt they cut the interest, but with payjoy there is no settlement. Paying more than a contract phone.