Payjoy is ripping people off

Pay joy consultant at Mrp cellular workshop branch prioritizes sales and doesn't explain that when you take a phone with payjoy they double the cash amount. I bought a R5000 phone and I had half the amount of the cash price of the phone I bought and had I known and been advised of the ridiculous interest I would've just bought another phone cash. Payjoy should do better because what the hell have you seen 100% interest of cash value and your agents don't tell us upfront. Even on their contract they don't say anything about having to pay total cash price x2. *******s please be ware