PAYJOY

Hii I bought a phone ( Huawei Y71) on 13 December 2024 then I paid R989 deposit. After a week I payed 216 as a weekly payment, since then I have been paying 216 every week. I have already paid 19 time, every week which is 4104 in total, guess what I m still remaining with 4320 left to pay off the phone. You won't believe the phone was only R4300 but now I m paying double the amount and more. Which is 989+4104+4320= 9413, which is quite a lot for a phone that cost less than 5k. Pay joy is the wost, mind you I am still going to pay until August. Yhooo I regret my decisions. Sometime I wish to take the phone to the store, in exchange for the money I already paid because it's a lot.