PAY JOY IS A ****

Hi so I went to jet Store at the Phoenix plaza in Durban to apply for pay joy and I was approved..I decided to get the honor x7c the payjoy agent told me that I can pay monthly instead of weekly so I agreed...I then got the phone a week later payjoy sends me a message to pay R189 so I make payment and I spoke to someone from payjoy he told me I must pay my first installment then I can pay monthly which I agreed...then I check on my app it says I need to pay R189 again if I've known to pay weekly I wouldn't have taken the phone I'm a single working person I only get paid month end and I use my phone for work how must I get R200 a week to pay...the agents at payjoy told me I can pay monthly instead of weekly now my phone is going to be locked which is a disappointment cause I use my phone for business... please contact me on ***