****MER ALERT: PAYJOY ARE ****MERS

This ones doesn't deserve even a single star, my rating is -10 stars, that's how ******* they are. I took a phone after some consulted as to the process to follow if you want to cancel. I followed all their directives, to my suprise after a year I received a call from a debt collector and found out that I have been labelled a pad payer at the credit bureau. When I went to the shop where I dropped the phone, shockingly payjoy never went to collect the phone. The store rep informed me that they were in constant contact with payjoy and each time they promise to collect but never did. STAY AWAY FROM THESE ****MERS, *****STERS AND ******* *******.