Be careful of Payjoy

Payjoy is such a ****. I took a phone from payjoy on the 22/12/2025. I paid a handling fee of R575 no problem, The consultant set up the phone everything was fine. The following day 23/12/2025 Teljoy sends me my contract on the contract it says my first installment is due within 7 days. I then though no this will not work for me. Let me return the phone. When asking the consultant about the cancellation process. He said that i must give 30 days notice for a phone that is still in a box and the shocking part is while they cancelling you still need to pay the installment until the contract is cancelled for a phone that has never been used, still in a box and that i have for two days.