Payflex is here to finish us!!!

Please use this **** company's services cautiously. Recently I missed a payment 0f R550 and was told I will incur R125 penalty. Few days later I receive an SMS telling me I will incur another R375.00 if I do not pay in 7 days. Fortunately I was able to make a plan to settle the R550 + R125 and avoided the R375 additional penalty. I am asking myself what was going to happen had I not afforded to settle the payment. Payflex is here to finish us. Once you miss a payment even by a few hours they are quick to add penalties. Be carefull folks!!!!