Payflex is a ****

I saw a payflex checkout with one retailer around September 15, 2025 & decided to give it a try. I easily opened an account with them but then I decided to do a bit of background check on payflex & I discovered a LOT of unhappy users on hellopeter. Upon further reviewing their social media pages I picked up that they are an evasive company, wanting social media presence but won't allow user comments & so forth and that sent red flags. For the past three weeks I've been trying to to have them deactivate my account. I sent the request directly from my payflex account and also reached out to their support via email but all I've had in return is being sent from pillar to post. My account is not owing anything as I hadn't begun to transact on it and hadn't even submitted my banking details with them but for whatever reason they won't deactivate it, very unhelpful and more like a spam service. Any response they may give here is just to save face, make themselves look like they are being helpful when they know they are the opposite, a **** through & through I would go further to say I know many reputable online retailers associate with payflex but henceforth for me any retailer that does this I lose all trust against it, otherwise why won't they see what kind of business payflex is running!!?