PG
Pearl G

1 reviews | Active since Aug 2015

01 Mar 2019, 16:42

WRONGLYFULL ACCUSED & CLAIM REJECTED

On the 8th of February at 21:00pm, I was unfortunately involved in car a accident with a friend. We were both happy to handle the matter professionally through my insurance i.e. Outsurance Insurance. I had made contact with outsurance and went through the normal process for the past 2 weeks. Today (03 March 2019) to my surprise my claim was regretted based on past UNCLEAR recordings off disclosing if I had been in any accidents with my previous insurance. The recording was played back to me by a gentleman by the name of Oscar Maluleka where you can clearly hear that I did not hear the question and I had asked the gentleman to repeat himself in the recording, the call center environment was completely noisy and the consultant speeding through the script let alone the bad timing of his phone call.

My last communication with Oscar Maluleka (that took place 03/01/19 at 11:21am) was brutally harsh and unprofessional where he had also mentioned that I owe outsurance a RIDICULOUS recovery amount verses what I had paid on a monthly basis thus far. Beside the trauma of the accident, friendship affected I now have the stress of dealing with an insurance that has not serviced me well yet I am a paying customer.

I request that this matter is looked into for the purposes of getting my car and my friends car covered. I refuse to pay any recovery fees. Outsurance should have in place a system where checks are done from the initial joining process verse what they "think" the customer has/ has not disclosed not when a claim needs to be processed a COUPLE OF YEARS LATER.

0
Replies (5)
PG
Pearl G's update06 Mar 2019, 09:24
Reviewer Update
Good Day, Yesterday ( 05/03/2019 around lunch time if not before), I received a call from a gentleman by the name of Jovan Africa who I assume is the Claims manager???, Mr Jovan was polite and attentive to my dispute. I highlighted to him that over and above my complaint before his intervening I have been receiving smses ( on the 4th of March 2019 at 1:27pm and another one at 2:45pm) stating that my insurance with outsurance has been cancelled and that there will no longer any deductions from my account (no longer a relationship??). This was done without me being notified. I am currently driving without an insurance in other words my life is at risk. Mr Africa admitted over the phone he is not sure why this has been done and its wrong as this limits me to even being covered by other insurance companies. I am starting to wonder if this is now personal, after my complaint on this site. Outsurance over the years has been one of the preferred insurance what is going on in this business????? I get involved in an accident, I am accused of not disclosing past information, my claim gets rejected, I complain on hellopeter BEFORE the investigation is carried out my insurance with outsurance gets wiped out off the system, i then get smses notifying me that i am not longer with outsurance with NO REASONS TO WHY??. WHERE IS THE FAIRNESS & JUSTICE IN THIS COMPANY ...CUSTOMERS ARE TREATED AS DOOR MATS.
OUTsurance
OUTsurance's reply12 Mar 2019, 11:59
Official
Good day PEARLGUMEDE,

Thank you for bringing the matter to our attention.

Jovan our assessing manager contacted you to address all your concerns. He discussed the merits of the claim as well as the rejection in detail. 

We do apologise for cancelling your policy in error.  Your policy is currently active.

Regards,
OUTsurance
PG
Pearl G's update22 Mar 2019, 12:00
Reviewer Update
Dear OUsurance Your mail is acknowledged, thank you for the feedback and findings, though the above states that my account is active a gentleman by the name of Michael Pitt had promised immediately after reactivating my account, there will be no penalties or extra charge as I was not covered in any case, during the period of the error of outsurance deactiving my account I had stopped the debit order for that month as I saw no logic in paying yet my account had been "deleted". I have been trying to get ahold of Mr Pitt for the last 2 week to reconfirm this but he has not been available to take my calls, This morning (22nd of March 2019) I was told he is off sick. A lady by the name of Nelly to my surprise notified me that an amount of R1.900?? i.e. the penalty stated above was not cleared by Mr. Pitt further more the notification has already gone to the banks and there is nothing she can do from her side. If this does go off my bank account I request a refund, seems to me that Mr Pitt forgot to cancel this transaction/penality, I am expect my normal deduction as per my cover to only go off as per normal at the end of the month. Please assist with reserving this amount which I was promised I would not be charged for. I look forward to hearing from Mr Michael Pitt. Kind Regards Pearl
OUTsurance
OUTsurance's reply26 Mar 2019, 15:19
Official
Good day  PEARLGUMEDE,

The lack of feedback in this regard is unacceptable and we will not tolerate poor service delivery.

Keitu our client services manager contacted you to apologise for the delay. She addressed all your concerns and informed you that the premium will be refunded.

Regards,
OUTsurance
PG
Pearl G's update27 Mar 2019, 13:07
Reviewer Update
Thank you Keitu for your speedy response and professionalism. Kind Regards Pearl