Worse Insurance ,Blacklist you once you unemployed with their Org

So I took out a policy with OUTSURANCE without knowing knowing my contract will not be renewed by my employer ,I soon could not afford the premium on my life cover due to my situation and to my surprise, after calling them to get a quote i was declined due to bad payer, So who predict the future in Life , Who knows where one will be tomorrow financially ,I am really disappointed cause after i got a permanent job i am declined by the insurer , So technically you blacklist us with Organization once we are unemmployed ,Thats pure ************** .