1 reviews | Active since Sept 2019
Very Disappointed Client - Disputed Claim by OutSurance
Good day Basically I've chosen outsurance because of my son who referred me to them, he said they would be cheaper than my current insurance,. I am 61 years old and retired due to my illness, but I still manage to pay my premium for my insurance, my roof has been leaking in my home. I have maintained and repaired them, due to the heavy rains recently I've been experiencing a lot of water damage. I didn't want to claim as it is only the beginning of this year but unfortunately my ceiling are becoming black and mouldy and therefore is very and poses a health risk. I have submitted a claim after 4 days they send out an assessor he then assured me that they will repair everything. that is damaged. I get a call yesterday saying that the only will repair the ceiling which makes no sense as the roof will leak again and damage the ceiling so disappointed with their service. I told the agent he can keep the money for himself and the company as, I see no sense in not fixing the leaking roof but instead just changing the ceiling, because it will rain again. A few months later the Ceilings will get damaged again. I am very disappointed,, we take out insurance for Times Like this, unfortunately I cannot afford to Repair the Roof as I don't have the funds.
I make an urgent appeal to you to see how you can assist me. Thank you in advance for your kind Assistance.
Thank you for bringing this matter to our attention.
Jerusha our assessing manager provided you with feedback regarding the call recording. We did advise you correctly about your cover and we never informed you that everything would be covered. We can also confirm that your policy documents were sent to you confirming the cover as well as the Ts & Cs.
Jerusha discussed the recourse with you and she advised you that for future claims, wear and tear as well as a lack of maintenance is a general policy exclusion.
Regards,
OUTsurance
Thank you for bringing this matter to our attention.
Jerusha our assessing manager provided you with feedback regarding the call recording. We did advise you correctly about your cover and we never informed you that everything would be covered. We can also confirm that your policy documents were sent to you confirming the cover as well as the Ts & Cs.
Jerusha discussed the recourse with you and she advised you that for future claims, wear and tear as well as a lack of maintenance is a general policy exclusion.
Regards,
OUTsurance
