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My husband was in an accident with my car. My claim was rejected on the basis that he was under the influence of alcohol at the time of the incident. There was no proof as there was no blood drawn or breathalyser taken. It was all based on the fact that he admitted to having some drinks a few hours before, which by law not *******.<br> <br> This has been severe inconvenience as I have never defaulted on my premiums as I had peace of mind in that I would be covered for such. I have been told to repair my car myself and my policy has been cancelled.