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Quite a while ago, I decided to test out Outsurances claim that if they couldn't match your existing insurer then they would pay you R400! I rang in and gave them my insurance details on my two vehicles, plus I emailed them my policys. They couldn't come close to what I am already paying so I claimed the R400. Needless to say, I received an answer which said I didn't qualify for the R 400. No explanation and no reply to my query about it. Les face it if they can't be trusted to pay out R 400 before you are insured with them, how could they be trusted with my business or heaven forbid, my claim, should there be one! They are just lying! I wonder how many other people have had this experience with them! The reason I have taken so long to write this is because I only remembered Hello Peter today!