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<p>Outsurance is the best insurance company that i have ever had the pleasure of dealing with. Angelique Brown from legal department made sure that the 3rd party insurance company paid 100% and i got my excess back finally :). My premium has stayed in tact and i have actually insured an additional car with outsurance two months ago. Many years ago when i was younger the premiums were too expensive for me and i couldn't afford the insurance. When i finally got good premiums i have not looked back and i am happy that i have been vindicated. </p>