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After talking to a consultant I found that the premium that she gave is 2 times more than what I am paying at the moment. I heard something of if outsurance cant beat your car insurance they will pay you R400.00. The lady told me that she will send it through to the quote department and they will call me back. She send me an email with 2 quotes and after I told her 3 times it is more she kept in calling me. This is now 2 weeks later and still no call again. Somewhere someone did not do their work as no response and no explanation on how this work????