DC
Donavan C

1 reviews | Active since May 2013

05 Aug 2025, 12:34

Overcharged Monthly Car Premium

I am compelled to share my recent experience as a cautionary note for anyone considering OUTsurance for their insurance needs. After over seven years as a loyal, client, I was shocked by the unfair and unjustifiable insurance premium quoted for a 2024 Volkswagen Tiguan, valued at approximately R700,000. OUTsurance provided a monthly premium of ~R1,400, which is nearly identical to a quote I received months ago for a Volkswagen Amarok valued at R1,000,000—a vehicle R300,000 more expensive. Despite highlighting this significant discrepancy and my long-standing loyalty, OUTsurance refused to adjust the premium or offer a clear explanation for their pricing.

This experience raises serious concerns about OUTsurance’s pricing practices, transparency, and commitment to valuing loyal customers.

0
Replies (3)
OUTsurance
OUTsurance's reply05 Aug 2025, 12:43
Official
Good day Donavan,

Thank you for your feedback.

Premiums are risk profile dependent. There are a number of factors that we take into account when determining the appropriate premium for a client such as previous incidents, make and model of vehicle, and many other factors. Our client services manager will call you to address your concerns.

It's a pity we couldn't offer you a better premium. Apologies for the disappointment.

Regards,
The OUTsurance Team

DC
Donavan C's update06 Aug 2025, 17:20
Reviewer Update
I'm happy to report that the outsurance team did indeed get back to me with a more amicable premium, a win win for both sides. It means alot when you not treated more than just a number but a human being. Thank you outsurance!
OUTsurance
OUTsurance's reply07 Aug 2025, 10:14
Official
Good day Donavan,

We are pleased to hear this. Thanks for the update.

Regards,
The OUTsurance Team