Outsurance vs Miway

Hey all I'm hello Allan ...do I capture the moment wrong when that sabc3 guy who takes Uber rides with people around SA say outsurance will BEAT ANY other car insurance premium offer?...well Miway car insurers offered me 444 comprehensive cover for my vehicle right...then I was excited and contacted outsurance and in a matter of two minutes I got a call from a consultant right...I listened attentively right up to the point where I had to give my bank details...so I said halt Mr outsurance?..what is the premium going to be please before I give my bank details...**drumroll** ...fellow humans my everything just dropped!! R1200,>!!!! And I was like come again please?yep 1200... everything is the same comprehensive and all except somehow I was discounted a whopping 400 from my excess should I join up with outsurance?...then I was offered the "essential" package for 479?...NO ways man please people did anyone out there maybe just maybe have a similar experience because I was totally gobsmacked????