Outsurance service and premiums

I was insured with Mutual & Federal (through a broker) for many years, many years. each year the premiums kept going up and up. No accident claims for over 15 years! Yet premiums up each year by 10% and more! I paid annually the full premiums. This year when I sold my old merc, and bought a new toyota, they quoted me over a thousand rands per month. that was the last straw! I phoned around and my daughter suggested outsurance. I phoned this morning and spoke to Tiffany Oates. After the usual questions, she gave me a quote of R560.48, with no excess as i am over 60. I was surprised and happy and sighed up immediately. She was very helpful, and had good respectable ways of speaking. I hope that outsurance will not disappoint me in the future. (My alternate email address is: **********