OUTsurance reduced my monthly installments on my car insurance, I have been overpaying for 24 months, my car is 14 years old and worth less than 80k, it is damaged pretty badly so I didn't want to pay OUTsurance R968 per month for it when Miway offered me

OUTsurance reduced my monthly installments on my car insurance, I have been overpaying for 24 months, my car is 14 years old and worth less than 80k, it is damaged pretty badly so I didn't want to pay OUTsurance R968 per month for it when Miway offered me R214 per month. But I don't trust Miway I heard they don't pay their claims. So I'm a little glad I could save some money and reduce it to R734.21 per month, its still a lot more than Miway though.