Outsurance price hikes

I have been with outsurance for a while. I wanted to remove certain items from my portfolio as they were damaged and did realise I could claim for them. Outsurance reminded me they were covered for damage and paid out the claim with out a problem. Suddenly this year after my claim my premium has shot up fro R2362 to R3128. a substantial increase. And I was just about to take out extra cover in the form of funeral cover. Well I don't think so. I am shopping around for insurance now.