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iain.hickman iain.hickman

1 reviews | Active since Mar 2017

07 May 2024, 08:20

Outsurance Pet insurance

Worst pet insurance ever. Claims take weeks to be resolved. Even though the claim form says you only need to provide medical history for the first claim, I have had to provide it for almost every claim, and it's not easy to get hold of from the vets, which just delays the process. Major exclusions that you only see in the fine print after you claim. Wellness benefit is useless, as you can only put in 1 claim per year. Almost all my claims resulted in a fight with Outsurance, in some cases having to get the vet even to explain to the claim advisor why specific items were required (which they were). Latest claim is a fight again as they are trying to reject the claim due to bogus reasons, which I have sent them documentation on to show their assessment is wrong, no response yet. And don't even try having waiting periods waived, even though they say it can be done if your pets were insured for 12 months directly prior going to Outsurance, been busy with that for more than a month and every time they have some new thing they want.

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Replies (4)
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iain.hickman iain.hickman's update07 May 2024, 10:39
Reviewer Update
Regarding my last claim I stated above, I have since been contacted by the Vet Nurse and Claim Advisor at OUTsurance, and my claim is now being paid.
OUTsurance
OUTsurance's reply09 May 2024, 14:04
Official
Good day Iain,
.
Thank you for your feedback.

We are pleased to hear that your claim has been settled. We wish Schatzi a speedy recovery. 

Regards,
The OUTsuranmce Team
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iain.hickman iain.hickman's update10 May 2024, 09:08
Reviewer Update
Thank you, but that doesn't answer my other complaints. I am still waiting for the waiving query.
OUTsurance
OUTsurance's reply10 May 2024, 15:30
Official
Good day Iain,

Nunu our claims manager has been in contact with you. We have emailed your vet for the information. We will revert with feedback.

Regards,
The OUTsurance Team