1 reviews | Active since May 2015
Outsurance not wanting to refund for wrong vehicle insured by them
I had my Gold 5 TDI insured with outsurance in Feb last year. Upon insuring the vehicle they could not pick up my car/model. The agent then advised that because they can't pick it up I have the option of insuring it as a Golf 6 or Golf 4. Thinking that this was a standard practice I agreed. Last month I had the insurance reviewed as the car might be my dad's but I am paying the monthly premiums. They then reduced the amount due to him being a pensioner. Then when speaking to the agent I advised her that my vehicle on the system is not a golf 6 but a golf 5, she then categorically stated that this was not allowed. I advised her to listen to the recording. The agent was then able to pick up the model of my car and the premium rate was adjusted. I then realized that due to the premium rate being higher due to the car being insured for more I now require a refund as I was overpaying. I asked them to go back and initially review what the premium would be before a pensioner's rate and deduct that from the amount that I was paying for the gold 6 instead of the golf 5. They then came back and only calculated monthly interest for 10 months and refunded me. When I requested to have a breakdown since Feb 2021, the amount of premium for gold 6 and premium for gold 5 and then deduct that amount ad refund me accordingly. Up until today have not sent me the breakdown I required. I also requested the CEO's email and still nothing. What if my Dad had been in a car accident and the assessor sees it as a golf 5 and not golf 6, then would they pay out? certainly not and then I would be accused of *****? I would like my refund.
Thanks for bringing this matter to our attention.
Further to our private response, we can confirm that Jason our client services manager contacted you.
Jason discussed the refund breakdown in detail with you. The refund we processed was correct and you were happy with Jason's explanation.
Regards,
OUTsurance
Thanks for bringing this matter to our attention.
Further to our private response, we can confirm that Jason our client services manager contacted you.
Jason discussed the refund breakdown in detail with you. The refund we processed was correct and you were happy with Jason's explanation.
Regards,
OUTsurance
