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George O

1 reviews | Active since Oct 2019

28 Aug 2026, 09:43

Outsurance monthly premium rising by 35% watchout

Outsurance is newing their Policy 1 Oct.. I have 3 Guesthouses insured with them.I only claimed 2 x Geysers for the whole year. My premium goes up by 35% how is this possible... I called them twice this morning, they just said sorry thats how it is.So which means they took all my premiums and i paid a access to the installer. And still my premium goes up monthly by 35%...Guys please think carefully before you think of going to Outsurance. Why does one have insurance then, why do you pay each and every month... Watch out for Outsurance all i can say

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Replies (2)
OUTsurance
OUTsurance's reply28 Aug 2026, 09:50
Official
Good day George,

We understand that receiving an annual increase comes as a disappointment. 

There are a variety of factors that will influence a premium increase at rerate stage such as claims, inflationary adjustments etc. 
Our client services manager will call you to address your concerns regarding the rerate.

We are sorry for the disappointment.

Regards,
The OUTsurance Team
GO
George O's update28 Aug 2026, 10:10
Reviewer Update
No, that's no the disappointment. The fact that my policy goes up by 35% is crazy.. And the fact that i have insurance but i am not allowed to claim 2 geysers for the whole year is madness.All my vehicles and my house are also under another policy and didn't claim a cent. On a rerate my vehicles get older which means my premiums should come down... Been a client for 15 years, and your telesales persons just said sorry, cant assist... I asked to speak to a manager, they said sorry she's in a meeting - What im in meetings to, how can they tell a client thayt.Guys its not about annual increase, its how they take your money if you claim something small...
Been paying around R750 000 for 15 years in premiums at Outsurance. I claimed about R150 000 in total... Which means Over R500 000 went to Outsurance in premiums...???
And my premium goes up by another 35% this is not right.