BX
Brightness X

1 reviews | Active since Oct 2024

30 Nov 2024, 06:22

Outsurance made an enquiry with Transunion on my name without my consent

You don’t deserve a single or a quarter star , I have a car insurance with Outsurance that I took in 2021 and still paying, and it is up to date but today 30th November 2024 I got an alert from Transunion that the enquiry was made in my name and impacted my credit score!!! Outsurance is Financial institution they should have known about consumer rights and treating customer fairly as well as ***** matter, unless they hired untrained*****mers who were not trained and definitely not fami**** with NCA laws,procedures and the impact of not following and adhering those procedures. So I need Outsurance to provide me with a verbal or written proof where I gave them a consent or a permission to do a scoring in my name, failing to do that I will have to take this matter to the relevant FAIS ombudsman,

I can not build my credit profile so hard just to be ruined by Outsurance, never!! You are an FSP ,you must know better. Train your consultants to not be desperate for sales and ending up doing wrong things , because you will loose your license or get fined for this. We are not playgrounds, we are clients , they can not just do whatever they want on our expense. I need this to be fixed asap, I have never called you for anything for almost three years. From now on please I don’t want anyone to touch my profile that I have with you, do not go to my profile, if I need to upgrade my insurance that I have with you I myself will call you. Thanks

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Replies (3)
OUTsurance
OUTsurance's reply03 Dec 2024, 10:30
Official
Hello Brightness

Further to our private reply to you, we received confirmation from our client care manager, confirming she contacted you.

The enquiry done, is a soft enquiry, merely to obtain latest payment record for our rerate purposes. Consent was obtained from you when we provided you the quote initially.

Thank you for your understanding.

Regards
The OUTsurance Team
BX
Brightness X's update03 Dec 2024, 10:36
Reviewer Update
Yes I was contacted by the lady, she explained the process and informed me that , that was a soft enquiry that is done by the system every year.

I understood and satisfied. Thank you for your prompt response. Now I have a clear understanding that every year the soft enquiry will be done and it does not affect my credit scoring.
Regards
Brightness Xaba


OUTsurance
OUTsurance's reply03 Dec 2024, 11:18
Official
Hello Brightness

Thank you for your reply as well as your understanding.

Regards
The OUTsurance Team