MN
Marissa N

1 reviews | Active since Jun 2017

29 Aug 2023, 10:35

Outsurance is *********.

I contacted Outsurance and confirmed a policy on Saturday 26 August with the view of purchasing a vehicle. I subsequently decided to not follow through with the purchase. I emailed Outsurance on the same day, confirming cancellation of the contract, as per the terms of the contract. On Monday morning, 28 August I called Outsurance and confirmed the cancellation via telephone with great difficulty, due to Outsurance trying to sell me house insurance. It was confirmed via telephone by the Outsurance rep that the policy is cancelled. The representative indicated that she will send a letter of confirmation, which I never received. I confirmed the conversation via email and reiterated the cancellation. On Monday afternoon I received an email, indicating that a dispute was referred, and an outcome will be given in 5 days. I responded to say that there is no dispute. I cancelled the contract, which was confirmed via telephone by the Outsurance rep. This morning, a debit order was debited against my bank account (which the Outsurance rep indicated would be debited on the 15th of the month).

What more do I need to get Outsurance to cooperate? I am going to report the Outsurance representative to FAIS and act against Outsurance in terms of the Consumer Protection Act.

Outsurance are really *********, and I do not recommend anyone do business with them.

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Replies (7)
OUTsurance
OUTsurance's reply29 Aug 2023, 12:25
Official
Good day Marissa, 

We acknowledge receipt of your review. Concerned with what you have described. We have escalated the matter to a client services manager.

We do apologise for the inconvenience caused.

Regards,
The OUTsurance Team

Best regards,

MN
Marissa N's update29 Aug 2023, 12:35
Reviewer Update
I am unable to see your reply. Email me or call me, or do it publicly.
MN
Marissa N's update29 Aug 2023, 12:37
Reviewer Update
I have been able to see the reply, thank you. I am equally concerned, because this is against FAIS as well as CPA. Please pull the recordings in the interim of the conversation I had with your retention unit yesterday - check under my ID, which has been provided. You will note it. I will also request same through PAIA. You have my emails. Further steps will be taken against the company as well as individuals.
OUTsurance
OUTsurance's reply30 Aug 2023, 14:48
Official
Good day Marissa, 

Thank you for bringing this matter to our attention.

Rejoice our retentions manager contacted to get the matter resolved. The premium submitted to the bank on the same day your policy was cancelled. You advised Rejoice that you would reverse the premium. We can confirm that your policy has been cancelled and confirmation of cancellation has been emailed to you.
We do apologise for the inconvenience caused. 
Regards,The OUTsurance Team

Best regards,

MN
Marissa N's update31 Aug 2023, 09:57
Reviewer Update
Good day. Yes, your retention manager called me and confirmed cancellation. I even received a letter of cancellation. Yesterday, I received correspondence from Outsurance, indicating that my account will be debited on 1 September due to the return of payment.

You seem to not understand what I am telling you, and I am warning you. If you debit my account on 1 September, I will go to every tribunal possible, ombudsman, report every single person I spoke to to FIC and FAIS, and I will deal with you. You are contravening the CPA.

Your business is in disarray and you have no idea what you are doing. Get your house in order.
MN
Marissa N's update31 Aug 2023, 10:00
Reviewer Update
In the interim, get the recordings please. PAIA application to follow.
OUTsurance
OUTsurance's reply31 Aug 2023, 11:42
Official
Good morning Marissa,

Thank you for your further response.

You will not be debited tomorrow, and we apologise for the correspondence you received.

Regards,
The OUTsurance Team 

Best regards,