1 reviews | Active since Mar 2017

12 Sept 2020, 05:13

Outsurance funeral insurance

I took out a funeral policy gor my husband and I last year, my husband passed away on saturday 5 September 2020. I submitted a claim and forms were sent to me. When i took out the policy telephonically I was not asked anything regarding the state of our health but on the claim form the questions they asked looked like I was submitting a life cover claim. Very intimidating questions like, "how long did you know about the diagnosis of the deceased's health etc". They even ask what OTHER policies you have and their value. When I email my claim forms there is always something outstanding. I submit a document early in the afternoon and only get contacted the next day very late to say that there is something else oitstanding. It has been dragging on in this snail pace till today 12 September 2020. Metropolitan paid out promptly and we were able to bury my husband on friday 11 September 2020. I am still waiting for outsurance to pay after they promised to pay yesterday morning. This is the eorst ever. I am cancelling my existing cover because of this nasty experience. There is just no urgency and it seems a funeral claim is being treated as a life cover claim that needs to be investigated. The claim form immediately gives me the feeling that they are looking for a reason not to pay.

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Replies (1)
OUTsurance
OUTsurance's reply15 Sept 2020, 12:31
Official
Hello Myriam

We are so sorry for your loss. This is a very difficult time for you and your loved ones and to see that we caused more stress, is of course disappointing. We are very sorry about the delay.

The matter was investigated and Jacques notified you that payment was already made yesterday. We received the forms on the afternoon of 9 September and payment generated on 11 September. 
You also raised your concerns about 2 questions you found inappropriate. This was now discussed internally and we will revise our claim forms accordingly.

You have our best wishes for the future.

Regards
OUTsurance