JO
Joanne O

1 reviews | Active since May 2019

15 Nov 2023, 13:22

OUTSURANCE…. Consider me OUT

I have been a loyal OUTsurance customer for 19 years and have had lovely experience in the past however my most recent interaction makes me think I will be an OUTsurance client NO LONGER…

On the 14th of November 2023 my phone was ****** inside a Woolworths store, after sorting through the admin of having to block devices, get new sim and cancel banking services I thought OUTsurance would be my light at the end of the tunnel. After all I had insured my phone so, thank goodness I would be able to get back to normal.

When taking out the insurance policy I was advised that I should insure the device for more than its value to avoid shortfall. Of course this means a higher premium but I trust my Outsurance agent as she also said that this would be the amount I would be paid out if anything were to happen. So I add the out and about and the debit order goes off as it has for several months now. Fast forward to the claim time and now I am told my phones value depreciates and I will only be paid HALF the amount insured for… Outsurance are all too happy to take your money and over-insure you but when it comes time to claim now there’s a new story… DAYLIGHT *******

0
Replies (1)
OUTsurance
OUTsurance's reply01 Dec 2023, 11:36
Official
Good afternoon Joanne,

Further to our private reply, our claims manager Mbali contacted you to discuss our settlement process.

We settle our claims based on the replacement value of the item.

We have assisted in settling the claim with the color and model you requested.

We are glad that we could find an amicable solution for you.

Regards,
The OUTsurance Team