KA
Karen A

1 reviews | Active since Jul 2023

07 Jul 2023, 17:45

OUTsurance

OUTsurance. I have been a client for 15years never missed a payment and only had 1 claim. I had full comprehensive insurance on my vehicle, house and content insurance as well as funeral policy. When I was offered a job from SA to Mocambique I contacted OUTsurance to see if they would cover my vehicle to which they agreed and followed up with a letter stating they would cover me for the period of my time in Mocambique which was until end January 2024. I received the letter clearly stating that they will cover me. I was just reviewing all my documentation and noticed the new Registration of my vehicle had not been updated so I immediately contacted OUTsurance to update and to please send me an updated out of SA letter so when leaving Mocambique I would have no issues. They changed all the details as requested and when I asked them to send me the updated letter for cover in Mocambique, they responded they would get back to me. They called back and advised unfortunately they only cover 3 months cover in Mocambique therefore with immediate effect canceled my comprehensive cover. I was totally devastated and no matter how much I tried to reason with them that they had given me a legal official letter clearly stating they would cover me they would not negotiate or honor this letter whatsoever. They basically said someone had made a mistake they are sorry but with immediate effect canceled my insurance. I am now stuck in Mocambique with no insurance cover from Outsurance- they literally abandoned me and the services that had been offered to me prior to coming into Mocambique. If I had known that they only coveted for 3 months there is no way I would have considered bringing my car into Mocambique. I am totally dissatisfied and they will not in any way honor there agreement

0
Replies (1)
OUTsurance
OUTsurance's reply12 Jul 2023, 13:19
Official
Hello Karen

The chain of events which gave rise to your frustration, were most unfortunate.

Our advisor did indeed provide you with incorrect advice when you notified us of your move to Mozambique.  We can only offer cover in neighboriing countries for a maximum period of 186 days.
In this instance, we should have provided you with a cancellation notification of cover of 31 days. You however already obtained alternative cover with another insurer, and cancelled your policy.

Please accept our sincere apologies for the poor service experience you had with us. The matter has since been addressed internally.

Regards
The OUTsurance Team