OUTbonus: Their big selling point

OUTbonus: Their big selling point. You get cash back if you stay claim-free for a set period, usually 3 years. Premiums: Often start competitive, but some clients say increases can be steep after claims or at renewal. Claims: Reviews are mixed. Many say claims are handled fast and smoothly, especially car claims. Others mention disputes over non-disclosure or fine print. Service: App and phone support get points for being straightforward and responsive.