out surance worse than politicians

We thus hold you 40% liable for the collision and offer to settle this matter by means of a 60/40% apportionment in your favour. Calculated as follows: 3rd Party Repairs (Excl Vat) : R 17 829.09 40 % thereof : R 7 519.78 Our Client Repairs Excl VAT : R 18 799.46 60 % thereof : R 10 697.45 Difference : R 10 697.45 – R 7 519.78 = : R 3 177.67 Your client is 100 % liable now you come and tell us we have 40% liability just for being there traveling on the road and also your math is so bad look what you came up with. You should be categorized as ********s.