Oursurance why are you so expensive for me??

I took Outsurance up on their challenge to try and beat my monthly premium and won but also lost... Outsurance couldn't beat my monthly insurance premium and was more than R1000 more expensive just for my car insurance. They honored their word and I got my R500 payment within 5 days but I lost in the end as I really want to join Outsurance as I have been claim free for over 7 years and really want to experience the outBounus.