AO
Andre O

1 reviews | Active since Aug 2019

27 Aug 2019, 12:07

Not the poorest, THE WORST Insurance Company IN SOUTH AFRICA!

If I have to go according to the ultra poor reviews here I can understand why my experience was as bad as other consumers! as many as 3 PER DAY...

I was a client of Outsurance for 20 YEARS!!! and never had such bad service in my life, to a point where I was forced to cancel my policy with them.

I submitted 3 claims in the past 4 years with minimal values/payout (whilst I had close to R200k in my account in payments) and all 3 claims was a disaster to say the least! Each claim was managed in a terrorizing manner where the claim adviser's make you feel like you are responsible and at fault party with a break-in, ******* and an accident claim.

I recently had an accident claim submitted where a 3rd party drove into the side of my daughters vehicle. Because this was a 3rd party I tried to claim from their insurance first to no avail,, 3 quotes was given to us ranging in the mid twenty to high twenty thousand range damage. I then claimed from Outsurance, had the vehicle taken to their assessor and they approved only twelve thousand rand value. How on earth is this possible. I then were informed that I had to pay double the excess amount - Eight thousand rand for a Twelve thousand rand claim! I then received a mail stating that my installment will be increased with another R400 per month!

This led me to cancel my policy, i got a quote for One thousand rand cheaper from their competition! PLEASE DO NOT FALL FOR THEIR ADVERTISING. They hook you and before you know it you are paying an increased premium - never happened to me before, only the last 5 years they started sliding backwards. I asked them to adjust the premiums as all my vehicle depreciated and my policy was not adjsuted accordingly. They then came back with another INCREASED premium based on some bull&%% stats!

In the past 20 years with them I only received my outbonus twice! What a gimmick. I am a senior manager in the motor industry Outsurance, I can promise you now that I will bad mouth your company until the day I die, all over social, face to face and wherever I can! Every client that want to purchase from us will be informed of your dis-respect to clients, your incompetence, your false advertising, your poor levels of service to premiums and claims etc etc etc...

I ended up paying Nineteen thousand rand repairs to my daughters vehicle, saving myself some money on premiums and a personal vendetta to discredit Outsurance for as long as possible! I am also still waiting on your so-called promise that you will take legal action against the 3rd party that damaged my daughters vehicle...

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Replies (3)
OUTsurance
OUTsurance's reply30 Aug 2019, 10:44
Official
 Good day Andre, 
 
We take much pride in our service delivery and we always ensure we do the right thing. 
 
Pulane our client services manager contacted you to address all your concerns. 

We have discussed the merits of the claim in detail with you. You were noted as the regular driver on your policy however your daughter was the incident driver and was under the age of twenty five. As per our Ts and Cs, if the incident driver is not the regular driver and is under the age of twenty five there will be an additional excess. We have also discussed our offer with you and given you reasons why we are offering twelve thousand rand. 
 
Premiums are based on your risk profile and it is a pity we could not offer you a better premium on your policy. 
 
Sorry for the disappointment. 
 
Regards, 
OUTsurance 


AO
Andre O's update25 Sept 2019, 13:15
Reviewer Update
I must congratulate Outsurance for trying to find a solution to my review above. Gugulethu did the impossible and she managed to resolve most of my issues, thank you Gugulethu!

Outsurance has now written of my daughters vehicle, paid out the market value to myself and settled a small amount with the banks.

They are also taken legal steps against the third party, we will see how this turns out.

I am also negotiating premiums with them and might sign up again if they can match what I am currently paying.

Thank you Outsurance, this is the company I joined twenty years ago and the service I was accustomed to!
OUTsurance
OUTsurance's reply26 Sept 2019, 08:34
Official
Good day Andre,

We thank you for providing further feedback on the matter. We are pleased to see you are satisfied with the outcome.

Please feel free to contact us should you require any further assistance.

Regards,
OUTsurance