\\No out bonus\even when it is not your fault\"\"\""

On 07-09-2015 Motor vehicle accident (Not my fault some on a cell phone drives into me from behind).Car written off and paid out less excess.So far an excellent record worthy of a compliment of Great service.On 30-09-2015 notified that even my excess will be refunded within next 3 days.<br> I am blown away and then comes the kicker,my \\out bonus \is lost because the agreement says that you may not register a claim.So even when it is not your fault and they manage to recover all the damages as well as refund your excess \""