Lightning never strikes

<p>I recently claimed from outsurance for lightning damage to my build in oven.They rejected the claim because I could not prove that it was caused by lightning .It was working before the storm and it was not working after the storm.</p> <p>Outsurance maintain it had reached the end of its life span ( just happened to be at the same time as the storm coincidence ?????) .I asked them to have their electrician repair the oven at my cost he could not determine what part stopped the oven from working . </p> <p>Outsurance maintain the onus is on me to prove it is lightning damage before they will accept the claim .HOW THE HELL DO YOU DO THAT IF THEIR ELECTRICAN CANT TELL YOU WHAT PART IS BLOWN.</p> <p>I have repaced the oven at my cost .This was not a big claim but taught me a valuable lesson .Thank you outsurance </p> <p>Outsurance will only deal with you over the phone i presume this is so that they do not leave a paper trail </p>