I was worried that our cover would not be enough to replace items damage by the severe storms we experienced recently

I was worried that our cover would not be enough to replace items damage by the severe storms we experienced recently. The patio set was quite expensive and I have heard stories of . insurance companies quibbling and hassling customer when they submit a claim. Always attempting to argue that due to the age or damage these item cannot be replaced but they are willing to provide some payout which is far less than the replacement value. Well this was not the case. The assessor cam out and within 30 minutes the damages was assessed and within the same week I received the full payout to the value of the new replacement. This also enabled me to shop around to find the best deals on the particular item. What a wonderful experience. Fast and efficient with no quibble. That is why I will always recommend OUTsurance if asked which short term insurance one should have.