I wanted to bring down my expenses and unfortunately insurance is a major part of all household expenses

I wanted to bring down my expenses and unfortunately insurance is a major part of all household expenses. I thought it would be best to remove my household contents cover and just keep the cover for my car. This will almost half my premium and will greatly assist. When I spoke to the Outsurance consultant, she advised me that removal of my household contents cover will expose me to any future unforseen incidents. She then adjusted my cover and with her brilliance, I still have cover for all my household contents and comprehensive cover for my car, and my premium has almost halfed. I cannot express my gratitude in words. Thank you Outsurance.