High premium for disabled unemployed 30+ woman

I would like to talk numbers as OUTsurance always talk numbers on their ads. I have to pay r1398,81 for my 2016 Ford Fiesta. I am in a wheelchair & unable to work because I am a quadriplegic. I use the car only three to four times a week to go to gym, the school I volunteer at or church. But they are charging me so much for car insurance. I am only with them because they were highly recommended by my dad. But I wish I rather went to someone else first so that I can switch and save because apparently they are the only clients who benefit from being with OUTsurance, if you have first been with an other insurer. I’ve called them on several occasions trying to work out something more affordable for me because really I am struggling as a single woman in her thirties. I am calling around tomorrow to find more affordable insurance because everytime they tell me I don’t qualify for a decrease yet. And when I ask them about the newer models advertised on TV but whose premiums are not even half of mine, they say that other factors were taken into consideration but they haven’t taken any of my factors into consideration, not the fact that I can’t work & the fact that everything for wheelchair users are already expensive. And most importantly not the fact that I first approached them before going any where else for car insurance. So I get nothing from them. In the past I have gotten a small decrease in my premium of maybe less than a r100, but to my surprise soon after that I got notice that my premium is increasing. I’m getting quotes on hippo insurance today. I really can’t go on Like this very unhappy & I will not recommend your company ever again. And I’ll tell my dad to think twice about doing same.