Good Value but too expensive.

First they sent me two smses to prepare me for the call which I found very polite and unique. The lady called me this morning, she was very polite and took all the details better than everyone I have dealt with in the insurance space in order to assess the risk accurately. Unfortunately the premium offered was close to 3 times my most recent quote, which made 0 sense due to the fact that I have never claimed, never involved in accidents and have never had a significantly longer break without insurance. I think OutSurance can do better with the premium and risk assessment, your underwriting is completely off if you are the only one who is that expensive.