CE
Charmaine E

1 reviews | Active since Feb 2012

21 May 2026, 19:02

Disappointed with the pet claims process at OUTsurance

I submitted a claim for my cat yesterday, and only after submitting the claim did they request my pet’s medical history from a previous vet. OUTsurance emailed the vet directly, and now I’m being told the process could take weeks before the claim is even assessed or paid out.

This is extremely frustrating because, as a policyholder, you expect these kinds of checks to be handled upfront when taking out the policy, not only once you need to claim. During an already stressful time involving a sick pet, waiting weeks for feedback or payment is very disappointing.

I also have pet insurance with Dotsure for my other fur babies, and the experience there has been far better. Claims are usually processed and paid on the same day, which gives real peace of mind.

At this stage, I’m unhappy with the lack of efficiency and communication from OUTsurance and will seriously reconsider continuing with them going forward.

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Replies (1)
OUTsurance
OUTsurance's reply05 Jun 2026, 11:52
Official
Good day Charmaine,

Further to our initial private response, we would like to extend our sincere apologies for any inconvenience caused.

As this was your pet’s first claim, additional information was required from your vet to ensure the claim was assessed accurately.

While our claims advisor aimed to manage expectations by providing an indicative timeframe, we are pleased that the claim was finalised sooner than anticipated—just two days after receiving your complaint.

Our validation process may take longer in certain instances, depending on the information available. However, please be assured that we always strive to finalise claims as efficiently as possible.

Kind regards,
The OUTsurance Team