Adverse information on my credit profile

<p>Why on earth would i be in arrears because of a premium on an insurance policy i had with OUTsurance,</p> <p>if i dont pay my premium i should not have cover not be listed and have my credit profile affected by that, what kind of business is OUTsurance running, i want my name cleared NOW or i will be taking this further,someone better sort this out now !!!!</p>